Verify PayPal’s security features before making any purchase. Check for the padlock icon in your browser’s address bar and ensure the URL begins with “https”.
Use a strong, unique password for your PayPal account. Avoid passwords used for other online accounts. Consider using a password manager to generate and store complex passwords securely.
Enable two-factor authentication (2FA). This adds an extra layer of security, requiring a code from your phone or email in addition to your password.
Review your PayPal account activity regularly. Check for unauthorized transactions and report any suspicious activity immediately. PayPal offers transaction alerts; activate these for prompt notifications.
Only use PayPal with reputable vendors. Look for secure websites with clear contact information and positive customer reviews. Avoid making purchases from unfamiliar or untrusted sellers.
Keep your device and software updated. Regularly install security updates for your operating system and web browser to protect against vulnerabilities.
Be wary of phishing scams. PayPal will never ask for your password or personal information via email or text message. Report any suspicious communications immediately.
Understand PayPal’s buyer protection policies. Familiarize yourself with their guidelines on refunds and chargebacks in case of disputes with a seller.
Use a credit card, not a debit card, for PayPal payments. Credit cards offer better fraud protection than debit cards.
Monitor your credit report for any unusual activity. Regularly checking your credit report helps detect potential identity theft linked to compromised payment accounts.
