Check your insurance plan’s formulary. This document lists covered medications and their associated costs (copay, coinsurance). Many insurance plans include Cialis, but the specific cost varies greatly depending on your plan’s tier system. Generic tadalafil, the active ingredient in Cialis, is often cheaper and may be covered at a lower cost than brand-name Cialis.
Understanding Your Plan’s Tiers
Formularies categorize drugs into tiers, usually from 1 to 5, with Tier 1 representing the lowest cost and Tier 5 the highest. Cialis’s tier placement determines your out-of-pocket expense. A higher tier means a significantly higher copay or coinsurance. Contact your insurance provider directly to find Cialis’s tier and the associated costs for both brand-name and generic versions. They can provide precise figures based on your specific plan.
Consider a mail-order pharmacy. Many insurance plans offer lower prices for medications obtained through their mail-order programs. This could result in substantial savings on your Cialis prescription, even with a higher tier placement. Inquire with your insurer about their mail-order options. Compare prices and benefits before switching pharmacies to ensure you’re getting the best deal.
